interest rate

Know Before You Go: Mortgage or Home Equity Loan Approvals

Know Before You Go: Mortgage or Home Equity Loan Approvals

When applying for a mortgage or home equity loan or line, there are some equations that come into play. Here are the most common factors that will be calculated to determine your credit worthiness.   Loan to Value Loan to Value (LTV), is a percentage of what you owe compared to the home market value. [...]

It’s a Great Time to Buy Your First Home

It’s a Great Time to Buy Your First Home

Becoming a first-time home buyer is an exciting undertaking as you start to live the American dream of home ownership.  After living through the worst recession since the Great Depression, you may feel that buying a home for the first time has become a distant dream.  But that perception may not be accurate.  Right now [...]

Save Money with Good Credit

Save Money with Good Credit

Did you know that bad credit can cost you an extra $200,000 over your lifetime? That alarming headline came straight from a MSN Money article that estimated the amount of extra interest a consumer with bad credit will have to pay over their lifetime when compared to someone with good credit.  It’s a wake-up call [...]

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