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Merchants usually ask, “Debit or credit,” when you hand them your debit card to pay for a purchase. Did you know that, although debit cards and credit cards look alike, they function very differently? This blog will explain those important differences. 1. Debit Cards: PIN vs. Signature You have a [...]
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Did you know that you can ask us to either authorize or decline debit card transactions when you have insufficient funds in your checking account? Some people prefer to overdraw their account to let important payments post, and other people prefer to have their debit card declined. The choice is [...]
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