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Know Before You Go: Mortgage or Home Equity Loan Approvals

Know Before You Go: Mortgage or Home Equity Loan Approvals

When applying for a mortgage or home equity loan or line, there are some equations that come into play. Here are the most common factors that will be calculated to determine your credit worthiness.   Loan to Value Loan to Value (LTV), is a percentage of what you owe compared to the home market value. [...]

How To WOW a Banker When You Need to Borrow Money for Your Business

How To WOW a Banker When You Need to Borrow Money for Your Business

If you are an electrician or a plumber, the tools of your trade are obvious.  The basic tools and techniques used by bankers to assess a loan request for a business are relatively simple but a little more difficult to decipher.  Larger companies have full time business managers who know what to provide and they [...]

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