Feb 5 2013
Merchants usually ask, “Debit or credit,” when you hand them your debit card to pay for a purchase. Did you know that, although debit cards and credit cards look alike, they function very differently? This blog will explain those important differences. 1. Debit Cards: PIN vs. Signature You have a choice of how you use [...]
Sep 13 2012
Have you ever found yourself short of cash? Unexpected emergencies, occurrences and expenses can really put a crimp in your financial health. Whether it is an illness or a disaster, anyone can find themselves in need of an emergency loan. Planning for the future can help with more than just your retirement; it can also [...]
Aug 6 2012
The title of this post may sound counter-intuitive. How can I improve my business’ cash flow by making payments? Shouldn’t it be the reverse? My cash flow improves when I don’t make payments. But if you choose not to make payments when your vendors and employees expect them, you probably won’t be in business very long. By using [...]
Jun 29 2012
When I was a teenager, I made a lot of assumptions about how money and credit work. After all, it’s not like there’s a checking account course in high school! Here are the five biggest money misconceptions that plagued me in my youth. “Who Reads the Fine Print Anyway?” I don’t really know why, [...]