Should Your Business Have a Line of Credit?

Should Your Business Have a Line of Credit?

What is a business line of credit? A business line of credit is a revolving facility that functions much like a credit card and/or a home equity line of credit. Lines vary in size from $10,000 to millions of dollars. They can be accessed by writing a check or online transfers, especially lines under $500,000 [...]

Prom on a Budget

Prom on a Budget

It’s prom season! In high school, I tried to pretend that I was not super-excited about prom…but I really was. It was an excuse to get all dressed up and go to a big party with my friends. I bought the dress, boutonnière, limo, shoes, etc. Along the way, I picked up a few money-saving [...]

It’s Electric! US Savings Bonds go “e”

It’s Electric! US Savings Bonds go “e”

Ever get a U.S. Savings Bond as a gift? Often, they are given as gifts to help you save and pay for college. Have you wondered what a savings bond is and how it works?   What is a Bond? When a company, or in this case the United States government, needs to borrow money [...]

Funding Your Business – A Beginner’s Guide

Funding Your Business – A Beginner’s Guide

So you’re starting a small business or perhaps you’ve grown a business over the last couple of years that has leveled off.  What do you do now?  How do you raise the funds you will need to launch your business or get it growing again? Let me start off by saying that I am neither [...]

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