Adults

I’m Thrifty and I Know It

I’m Thrifty and I Know It

I am proud to proclaim that I am a thrifty individual.  I am not embarrassed to say that my family is on a tight budget.  We have some lofty goals and dreams and we will achieve them.  For us, that means clipping coupons, looking for deals, buying some generic goods, and making informed financial decisions [...]

Balancing your Checking Account in the Digital Age

Balancing your Checking Account in the Digital Age

It’s the age of technology, and many people aren’t writing checks, but swiping plastic and checking their balance online. Keeping a paper register or it’s online equivalent is still important so you know what’s going in and out of your account so you don’t overdraft. Checking your balance online only gives you what’s already posted [...]

Save Money with Good Credit

Save Money with Good Credit

Did you know that bad credit can cost you an extra $200,000 over your lifetime? That alarming headline came straight from a MSN Money article that estimated the amount of extra interest a consumer with bad credit will have to pay over their lifetime when compared to someone with good credit.  It’s a wake-up call [...]

The College Savings vs. Retirement Savings Battle

The College Savings vs. Retirement Savings Battle

Two of the most important savings goals for Americans today are college and retirement. Today’s families face an impossible balancing act.  Experts tell us that retirement should be your most important goal, while the mother hen instincts in all of us with children compel us to sacrifice our future to provide the best for them. [...]

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