Adults

How a Home Equity Credit Line Works

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A home equity credit line, often called a HECL or HELOC, is a revolving line of credit that is secured by a lien placed against your home. Often, customers ask how a HECL differs from its sister, the home equity loan. When you get a HECL, you are approved to [...]

It’s a Great Time to Buy Your First Home

to buy or not to buy

Becoming a first-time home buyer is an exciting undertaking as you start to live the American dream of home ownership.  After living through the worst recession since the Great Depression, you may feel that buying a home for the first time has become a distant dream.  But that perception may [...]

Help Set Your Children Up for Financial Success

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While my husband and I are both gainfully employed, my little girl will never have a trust fund. She will not be getting a brand new car for her 16th birthday. She will, eventually, need to get a part-time job to help pay for college. My husband and I have [...]

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